Plan your study-abroad budgetwith confidence

Studying abroad isn’t just about picking a university — it’s about building a plan you can afford. Use NovaGrad’s FREE financial calculator to estimate tuition, living costs, scholarships, and funding options in one place

Study Abroad Financial Calculator

Calculate your study costs in the country's local currency

What you can do with the calculator

See your total estimated cost

Add tuition fees, living expenses, insurance, and other expected costs for your chosen country and programme

Factor in scholarships and support

Include scholarships or other funding you expect to receive to see how they change your budget

Understand your funding gap

Compare your expected costs with your savings, family support, and potential education loans to see what gap remains

Plan your next step with confidence

Use your results to decide where to apply, what to budget for, and when to explore scholarships or loan options

Connect it to your NovaGrad journey

Make your budget work with your study plan

Use the calculator alongside your Qualification Checker results and scholarship matches to choose options that fit both your goals and your budget.

Find your match Check scholarships

This calculator is for planning purposes only. The results are not exact quotes or financial advice, and they don’t guarantee funding, visa approval, or admission.

Empowering students worldwide with AI-driven scholarship discovery, financial planning, and personalized guidance for their academic journey.

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Disclaimer:
*The Scholarship Finder listings are sourced from publicly available and verified third party sources, including website and portals. NovaGrad does not guarantee completeness, accuracy, or continued availability of the scholarships. The Financial Calculator’s estimates are based on your responses and publicly available data sources citing the cost of education and financial support needed for living expenses for the duration of the course. The results provided by the calculator represent the average financial support needed by a student to study abroad and are not tailored to any particular needs or circumstances.
The Pre-Qualification Tool indicates the course that you may qualify for based on your responses to the questions and does not constitute admissions guarantees or loan offers. Each of these services (each a “Service”) may be used as a general guide only and is provided "as is". In addition to liability clauses in the Terms of Use, which also governs the display and use of a Services, NovaGrad, Prodigy Finance Ltd and any of its affiliates make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Service or the information it provides and is not responsible or liable for any errors in or omissions from the Service and the results provided. The Service may only be used for your personal use and may not be used for any commercial or business purposes. The results do not constitute an offer for a scholarship, education course, visa, loan or any other product or services or imply that the user will be eligible for or received these products or services.

NovaGrad is a brand of Prodigy Finance Limited.